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The Fair Housing Act: Is Protection For Lenders From Disparate Impact Claims On The Horizon? – After Two Decades, Shouldn’t Compliance With The Americans With Disabilities Act Be Easier? – Excerpt.
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Home loans can be obtained from lenders, banks or credit unions-known as mortgage lenders or direct lenders-that make loans to directly to individuals. Residential mortgage loans can also be obtained from mortgage brokers. Brokers act as an intermediary between you-the borrower-and a mortgage lender.