What constitutes the requirement to report to the Colorado Motorist Insurance Database? Per Colorado Revised Statute CRS 42-7-604, any insurer that insures vehicles registered in the state of Colorado must report to the Colorado MIIDB. Do I need to fill in the Customer ID and Qualifier fields if the name is an organization? Yes.
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In the United States, there are two main types of automobile insurance: collision policies and liabilities policies. The laws in most states require that the automobile owner carry at least liability insurance on any vehicles which are used on the road. The law doesn’t require you to carry collision insurance, but most lenders require that you carry collision insurance if you are still making.
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The Colorado Division of Insurance (DOI), part of the Department of Regulatory Agencies (DORA) regulates the insurance industry and assists consumers and other stakeholders with insurance issues. Visit dora.colorado.gov/insurance for more information or call 303-894-7499 / toll free 800-930-3745.